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Close with no surprises. Complete all necessary tasks in this section to make your closing run smoothly.

Complete all necessary tasks to make your closing run smoothly

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Confirm your home purchase with your mortgage lender and finalize your mortgage details

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Hire a notary to represent your interests and manage closing documentation

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Obtain home insurance and notify your notary and mortgage lender of the selected insurer

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Organize the connection of services and utilities at your new home

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Meet with your notary on closing day to sign the required mortgage and property closing documentation, pay balances and fees and collect the keys to your new home

My services are paid for by the builder or vendor, and are provided to you, the purchaser, free of charge.

Understand your acquisition costs

Before the purchase:

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Deposit (interest is payable on deposits of $5000 and up)

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Building inspection, if requested (written report $500-$650)

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Other specialized inspections required

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Mortage appraisal fee (if applicable)

On the day of signing:

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Balance of down payment

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Municipal taxes* (January to December)

*This amount will be billed to you by the city after closing and is due 30-90 days

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School taxes (July to June)

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Applicable oil costs (909 liters X current oil prices)

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Notary fees (approximately $1000-$1500 + taxes)

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CMHC premium for high ratio mortgage .5% to 3.10% of face value plus 9% tax on the premium

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Home insurance premium

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Condo fees

After the signing:

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Transfer tax (welcome tax) $5.00 per thousand on the first $50,000; $10.00 per thousand on the next $200,000; $15,00 per each thousand over $250,000;

Royal Lepage Village
Affiliated Real Estate Broker

Cell: (514) 816-3004
Office Tel: (514) 684-1141
Fax: (514) 684-0118
E-mail: marlacohen@royallepage.ca
Website: www.marlacohen.ca

Address: 4000 Saint-Jean Blvd. Suite #2000,
Dollard-Des-Ormeaux, Qc H9G 1X1

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"“...My brother recommended Marla Cohen, who had also helped him find and sell his home. She asked us to complete a questionnaire and in about a week, she found our dream home. We in turn referred her to my other brother, and yes, they bought a house in about 2 weeks. Her honesty, knowledge and friendly personality made it a pleasant experience!"

- Edith, Dollard-Des-Ormeaux

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"The moving process can be one of the most stressful and intimidating points in a person’s life. Buying a new home and selling one at the same time is no easy task. We were fortunate to meet Marla who helped guide us through each step. Her commitment and patience for helping us find the right home was invaluable. She understood our needs and devoted her time and energy to us till the right home was found. We are very appreciative of all her efforts."

- Sincerely, Jo-Anna & Kenny Mendel

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Marla Cohen on Facebook www.facebook.com/

 

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Marla Cohen on LinkedIN www.linkedin.com/